CashBridge Solutions is dedicated to assisting small and medium-sized businesses in securing the funding they need. We aim to be a trusted partner, offering affordable, simple, and transparent loan options to support your business's growth and success.

We combine data-driven insights with personalized service to connect businesses with essential capital. Unlike traditional lenders, we focus on understanding your unique business needs, enabling us to provide tailored financing solutions that align with your goals.

Eligibility will vary based on the type of loan product you’re seeking, the loan amount, and key factors such as your credit score and business history. The simplest way to find out if you qualify is to apply for free—no obligation, no impact on your credit score. Start your application today to explore your options

Yes, certain financing products like merchant cash advances and invoice factoring are less dependent on credit scores, as they are based on sales rather than credit history. Additionally, equipment financing may place less emphasis on credit, using the equipment as collateral. Many of our solutions can also help you build business credit over time.

The use of funds depends on the type of financing:

• Flexible Use: Options like working capital loans, business expansion loans, merchant cash advances, business lines of credit, and SBA loans can be used for various business needs.

• Specific Use: Financing such as equipment loans and real estate loans are designated for particular purposes like purchasing equipment or property.

  Our experts can help you understand the best use of funds based on the financing option you choose.

Before applying, assess whether the capital will help your business grow or navigate a crisis. Consider the following:

• Capital Needs: How much does your business require?

• Interest Rates and APR: What are the costs associated with the loan?

• Fees and Penalties: Are there any prepayment penalties or additional fees?

• Repayment Terms: How are payments structured (e.g., installments, percentage of sales)?

  Careful evaluation of these factors will help you make an informed decision.

CashBridge Solutions provides funding for a wide range of industries, including but not limited to real estate, retail, hospitality, healthcare, construction, manufacturing, transportation, and technology. We tailor our financing solutions to meet the unique needs of your industry.

• Working Capital Loan: A lump sum loan designed to cover day-to-day operational expenses like payroll, rent, or inventory.

• Business Line of Credit: A revolving credit line you can draw from as needed, paying interest only on the amount used. This is ideal for managing cash flow fluctuations.

  Both options provide flexibility, and our advisors can help you determine which is better for your business needs.

Yes! Depending on your business needs and eligibility, you can combine different financing options. For example, you might pair a merchant cash advance with a line of credit for immediate cash flow and longer-term flexibility. Our team can guide you through this process.

An MCA provides an advance of cash based on your future sales. Repayments are automatically deducted as a percentage of daily credit card or bank account deposits. This is an excellent option for businesses with consistent sales but variable revenue, like retail or restaurants.

While documentation requirements vary by loan type, most applications require the following:

• Proof of business ownership Business bank statements (typically last three months)

• Tax identification number (EIN) Personal identification (e.g., driver’s license)

• Financial statements for higher loan amounts

  We aim to make the process as simple as possible and will guide you on any additional documents needed.

CashBridge Solutions offers fast funding, with many financing options providing funds within 24-48 hours of approval. Timing depends on the loan type and completeness of your application.

Depending on the type of loan, fees may include:

• Origination fees

• Administrative fees

• Late payment fees

• Prepayment penalties (in some cases)

  We are transparent about all costs upfront, so there are no surprises.

If you miss a payment, it’s essential to contact our team as soon as possible. We can work with you to explore solutions such as restructuring your payment plan. Some loans may have fees for late payments, but we are committed to finding ways to support you during challenging times.

Yes, many of our financing options allow for early repayment. Depending on the loan terms, early repayment may reduce the total interest paid. Be sure to discuss this with your advisor to understand the terms of your loan.

Our experienced advisors are here to help. By learning about your business goals, cash flow, and current challenges, we can recommend the best financing solutions tailored to your specific situation.

• Faster approvals and funding (often within 24-48 hours).

• Less stringent credit requirements, making funding more accessible.

• Personalized solutions tailored to your business’s unique needs.

• A dedicated team of experts to guide you through the process.

Yes, refinancing is an option for businesses looking to reduce interest rates, adjust repayment terms, or consolidate debt. Our team can help determine if refinancing makes sense for your situation.

Many of our financing solutions, such as merchant cash advances and lines of credit, are designed to adapt to businesses with seasonal revenue. These options provide the flexibility to manage cash flow during off-peak months.

Loan amounts depend on the type of financing, your business revenue, and other factors. We offer funding options ranging from $5,000 to $1 million. Our advisors can help identify the best options based on your financial needs and qualifications.